State research · updated July 2026

Replacement Windows in Florida

Current incentive status, energy-code requirements, and local market research for Florida homeowners replacing windows and doors.

Rebates & incentives

The federal window tax credit (25C) ended for projects placed in service after December 31, 2025. If your windows were installed in 2025, you can still claim it on your 2025 return — but for new projects there is no federal window credit. State and utility programs are now the main source of window incentives.

Florida declined IRA Home Energy Rebate funding entirely — there is no state-run HOMES/HEAR program. Window incentives in Florida come from utilities, insurance premium credits for wind mitigation, and hurricane-hardening value rather than rebates.

  • Wind mitigation insurance credits. Florida insurers are required to offer premium credits for wind-mitigation features; impact-rated openings (windows/doors) documented via a wind mitigation inspection can meaningfully cut premiums. (Florida Office of Insurance Regulation)

Energy code

The Florida Building Code governs; Miami-Dade and Broward are the High-Velocity Hurricane Zone (HVHZ) requiring NOA-approved impact products, and coastal wind-borne debris regions require impact glazing or shutters.

Local market research in Florida